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Yearly Archives: 2014
Giving away my home to the “kids”
You own a home or possibly a family farm and you’ve heard it’s a good idea to “give it to the kids”. Maybe this is a way to help your children before you spend all your assets on health care … Continue reading
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Tagged Elder Law, Estate Planning, Kevin Huston, Raleigh, Rick Messemer
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VA AID AND ATTENDANCE BENEFIT
VA Aid and Attendance is a little known benefit that assists Veteran’s, their sick spouse or the widow/widower of a Veteran pay for the cost of in-home care, assisted living or skilled nursing care. The ground rules are fairly simple: … Continue reading
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Tagged Elder Law, Kevin Huston, Rick Messemer, VA Aid and Attendance
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Hearing Loss is linked to Memory Loss
Johns Hopkins University School of Medicine conducted a study of 1,984 seniors aged 75 to 84 with it’s findings published in the JAMA/Internal Medicine. The basic findings were that older adults with even mild-to-moderate hearing loss may experience a decline … Continue reading
Wills vs Beneficiary Designations
SO YOU HAVE A WILL! A will is a very important document. It is how your wishes are carried out relating to who or where (possible charity) your assets will be distributed. You may have spent a considerable amount of … Continue reading
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Tagged beneficiary designations, Kevin Huston, Rick Messemer, trusts, wills
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Transferring Marital Real Estate into a Revocable Trust
When married couples own real estate in North Carolina as husband and wife, such ownership is called Tenancy by Entirety ownership. Tenancy by Entirety ownership provides protection from creditors so that a creditor must have a valid claim against both … Continue reading
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Steps in Funding and Maintaining the Irrevocable Life Insurance Trust
After the Trust has been executed by the Grantor and Trustee, the Trustee should establish a tax ID number (known as an EIN number) with the I.R.S. I would do that on the website of the I.R.S., which is www.irs.gov. … Continue reading
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